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Retirement Risk Scorecard

Complete 4 sections to see which areas may deserve attention in your retirement plan. Your personalized result appears immediately.

Your progress0 of 12 answered

Educational conversation starter: A higher score signals more areas that may deserve attention. It does not diagnose your plan or determine whether any financial or insurance product is appropriate.

Tell us about you
1. Market and timing risk
1If the market fell 20% shortly before or after you retired, how would it affect your plan?
2How much of your retirement savings is currently exposed to market loss?
3Do you have a written plan for withdrawals during a prolonged market decline?
2. Income reliability
4What portion of your essential monthly expenses will be covered by dependable income sources such as Social Security and pensions?
5Have you calculated your expected retirement income and expenses, including taxes and healthcare?
6If one spouse or partner dies first, has the survivor’s income and expense plan been reviewed?
3. Longevity, inflation, and healthcare
7Does your plan account for one household member living into their 90s?
8How well can your income plan adjust as housing, food, utilities, and other costs rise?
9Have you estimated Medicare premiums, out-of-pocket healthcare costs, and potential long-term care expenses?
10Do you maintain liquid emergency reserves separate from long-term retirement assets?
4. Plan coordination and decision readiness
11When was your retirement strategy last reviewed as one coordinated plan?
12Do you understand the fees, surrender terms, guarantees, tax treatment, and beneficiary provisions of your current accounts and contracts?
What would you like reviewed?
* Required information. Your result will also be sent to CAB Financial Solutions.

Your retirement risk result

Score: out of 24

Your next step

Your completed scorecard has been submitted to CAB Financial Solutions.

Disclosure: This scorecard is for general educational purposes and is not investment, legal, or tax advice; it is not a recommendation to purchase, sell, exchange, or replace any security, insurance product, or annuity. Risk categories are a CAB discussion framework and are not predictions or guarantees. Annuities are insurance products and may include surrender charges, withdrawal limitations, fees, and tax consequences. Product guarantees are backed by the claims-paying ability of the issuing insurance company. Securities and insurance products are not FDIC insured, are not bank deposits, and are not guaranteed by any government agency. Consult qualified professionals regarding your individual circumstances.